Terms and Conditions

Services Described

Wilmette Life Insurance helps clients understand and apply for term life, whole life, universal life, final expense, mortgage protection and children's life insurance, and provides term conversion assistance and reviews of existing policies.

Website content is general information. Whether coverage is offered, on what terms and at what price is decided by the insurance company that reviews your application.

Acceptable Use

Use this site only for lawful purposes. Content here is for general education and does not replace personal advice about your circumstances.

Quotes

Quotes given over the phone are estimates based on what you tell us. They are not an offer or promise of coverage, and the final premium depends on the insurer's underwriting.

A policy takes effect only after the insurer approves the application and any required initial premium is paid.

Content Ownership

Text and other materials on this site are owned by Wilmette Life Insurance or used under permission. Do not reproduce them for commercial purposes without written consent.

No Warranties

The site is provided as is and as available. We try to keep information accurate, but we do not warrant that it is complete, current or without error. Your policy contract controls the actual terms, benefits and exclusions of any coverage.

Liability

To the extent permitted by law, Wilmette Life Insurance will not be liable for indirect, incidental or consequential damages related to your use of this site.

External Links

We are not responsible for the content or practices of websites linked from this one.

Governing Law

These terms are governed by the laws of the State of Illinois. Any dispute will be resolved under Illinois law.

Changes

We may update these terms from time to time. Changes take effect when posted here with a new date above.