Privacy Policy

Information You Give Us

When you call for a quote, a policy review or help with an application, we may ask for your name, phone number, date of birth, health information you decide to share, details about your household, income and debts, and information about life insurance you hold through an employer or on your own.

We collect only what is reasonably needed to discuss and arrange coverage.

Information Collected Automatically

Visiting this website may automatically record technical details such as your device and browser type, pages visited, referring site and an approximate location derived from your IP address.

This site may use cookies or similar tools for that purpose. You can disable cookies in your browser settings, though some features may not work as expected.

How We Use It

We use your information to answer questions, prepare quotes, compare coverage options, complete applications you choose to submit, review existing policies and remind you of deadlines such as conversion dates.

We may also use general website data to understand how visitors use the site and to improve it.

When We Share It

We do not sell personal information. If you apply for a policy, we provide the information required to the insurance company that will review the application.

We may share information with vendors who help us run our business under appropriate confidentiality obligations, or when the law requires it or it is needed to protect rights and safety.

Security

We use reasonable administrative and technical safeguards to protect your information. No system is perfectly secure, and we cannot promise that information will never be accessed without authorization.

Your Rights

You may ask us to review, correct or update your information, or to stop contacting you, by calling the number below. You may have additional rights under Illinois or other applicable law.

Other Websites

Links on this site may lead to websites we do not control. Their privacy practices are their own.

Children

This website is directed to adults, and we do not knowingly collect personal information online from children under 13. When a parent or guardian applies for a child's policy, we collect the child's information from that adult.

Updates

We may revise this policy occasionally. The date at the top of this page shows when it last changed.